Granite
Summary
The W-2 you need is in a folder named 'misc 2021' inside a zip file your accountant emailed you three years ago — and tax season starts Monday. Granite exists for exactly that moment.
Granite ingests your personal documents — receipts, insurance policies, vehicle titles, EOBs, tax forms — and makes them searchable by meaning, not filename. Drop a file in, and the system extracts the content, indexes it, and lets you ask questions in plain language rather than hunting through folder trees. The free tier caps at 25 documents and 1 GB, which covers a light user testing the concept. Once your document count climbs — multiple tax years, several insurance policies, a rental property's worth of records — you hit that ceiling fast, and the paid annual subscription is the only path forward. There is no self-hosted option and no API, so every document you store lives on Granite's infrastructure.
Bottom line: Pick this if you are a freelancer drowning in scattered tax and insurance documents who wants Google-style search over your personal archive; reconsider if your compliance requirements prohibit third-party cloud storage of financial records.
Pricing Plans
Flat RateLast verified 2 days ago- Price
- $99/year
- Free Tier
- Up to 25 documents lifetime, 1 GB storage, 1 vault, 12-month audit log retention
Granite Free
For everyone curious about what a real document vault feels like.
- Up to 25 documents, ever
- 1 GB of storage
- Every document type
- Plain-English search and answers
- PDF, scan, and photo upload (including HEIC)
- Encrypted vault, encrypted exports
- Audit log (12-month retention)
Granite Paid
For people who actually intend to put their archive somewhere permanent.
- Everything in Free, plus
- 100 GB of storage
- No document cap
- Multiple vaults
- Email documents straight into your vault
- Move Mode u2014 address-change checklist
- Emergency access for someone you name
View full pricing on granite.co →
Pricing may have changed since last verified. Check the official site for current plans.
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Pros
Sign in to edit- Semantic search over document content rather than filenames, so you find the deductible buried inside a 40-page insurance PDF without opening the file.
- Automatic document type recognition for tax forms, EOBs, and insurance policies, which means you skip the manual tagging that makes every other personal archive system collapse within six months.
- Plain-language querying across your full archive, so asking 'did I pay estimated taxes in Q3 last year' returns an answer instead of a folder to dig through.
- Free tier lets you validate the extraction quality on your actual document types before committing to annual billing — so you are not discovering the OCR fails on your scanned lease after paying.
Cons
Sign in to edit- The 25-document free tier is exhausted the moment you upload two tax years plus a handful of insurance policies — teams evaluating at scale cannot test realistic document volumes without immediately hitting a paywall.
- No API and no self-hosted option means every document — W-2s, Social Security statements, medical EOBs — lives on Granite's cloud infrastructure; any team with a client whose compliance requirements prohibit third-party financial document storage switches to a self-hosted document intelligence solution like Paperless-ngx or a private deployment before the first document goes in.
- Expiration tracking is passive: you have to remember to ask. There is no proactive alerting when a vehicle registration or lease approaches its end date, so users who wanted an automated reminder system are maintaining a separate calendar or task tool alongside Granite.
- No multi-user or household sharing tier described on the vendor page, which means couples or business partners managing shared property or insurance records are duplicating uploads across separate accounts.
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About
- Platforms
- Web (cloud)
- API Available
- No
- Self-Hosted
- No
- Last Updated
- 2026-06-05T13:59:49.533Z
Best For
Who it's for
- Self-employed individuals and freelancers managing multiple tax documents
- Homeowners with multiple insurance policies and vehicle titles
- People with medical or financial documents scattered across email and cloud storage
- Anyone overwhelmed by paper and digital document clutter
- Users wanting semantic search over their personal archive without manual tagging
What it does well
- Organizing tax documents and finding W-2s, 1099s, and prior-year returns quickly
- Managing insurance policies and claims by searching deductibles, coverage dates, and premiums
- Tracking vehicle and property documents across multiple ownership records
- Automating expense tracking from receipts and EOBs for personal accounting
- Finding documents nearing expiration (licenses, insurance policies, leases)
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Frequently Asked Questions
- Is Granite free?
- Granite is a paid tool ($99/year). No permanent free tier is offered.
- Is Granite open source?
- No — Granite is a closed-source tool. Source code is not publicly available.
- What platforms does Granite support?
- Granite is available on: Web (cloud).
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Curated lists that include this category
Most people’s personal document archives are not organized — they are accumulated. Insurance renewals in email, W-2s in Downloads, vehicle titles in a physical drawer someone photographed once. Granite’s core workflow is ingestion-first: you upload documents, and the system automatically extracts content, identifies document types, and builds a semantic index. You then query that index in plain language — ‘what is my deductible on the Honda policy’ or ‘find all 1099s from 2022’ — and Granite surfaces the relevant document and the specific answer within it.
The differentiating feature is semantic search over personal financial and legal document types that general-purpose cloud storage does not understand. A Google Drive search for ‘1099’ returns every file with that string in the filename. Granite’s approach, per the vendor’s framing, is to understand what a 1099 is, extract its fields, and let you ask about income amounts, payer names, or tax years without knowing which file to open.
Granite fits individuals and sole proprietors whose document volume is real but whose IT budget is not. The free tier — capped at 25 documents and 1 GB — is a trial, not a working setup for anyone with multiple tax years or insurance policies. The paid annual plan removes the document count ceiling and expands storage, but it is a paid-only feature with no team or multi-user tier described on the vendor page. There is no self-hosted deployment and no API, which means teams with data residency requirements or developers wanting to pipe Granite’s extraction into another system are out of options.
The tool is not agentic — it does not take actions, set calendar reminders for expiring licenses, or push notifications. The expiration-tracking use case the vendor describes is a search capability: you ask, it answers. Proactive alerting is not part of the current feature set as described on the product page.