Firmiate deploys six specialist agents in parallel — fundamentals, technicals, sentiment, macro, portfolio health, watchlist — each isolated from the others, then routes their conclusions through a Boss orchestrator that synthesizes a verdict-first report anchored to your actual holdings. The architecture eliminates the single-model echo chamber that plagues most AI research tools. The free tier gives you five lifetime reports, which surfaces the quality but stops well short of a real workflow. Watchlist monitoring and the morning brief are paid-only features, so the daily operational loop that makes the platform useful only activates once you commit to a subscription.